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Yes, we are open!

Dear valued HUB SmartCoverage client: The ongoing COVID-19 crisis is causing extremely high traffic volume and wait times may be longer than usual. We recommend that you register for online self serve to submit your request. Be sure of one thing, we’ll take care of you!

Other Insurance Offers

Call us at 1-888-881-8044 for more information on single trip and annual plans!

Relax and enjoy your trip!

When travelling out of province or country, many emergency medical expenses are not covered by provincial medical plans. Our comprehensive coverage leaves that worry behind.

Pre-existing condition? You'll be individually risk rated based on your medical condition, ensuring your coverage is as unique as you are.

Is this a one-time dream trip or an annual Snowbird trek? Either way, our insurance covers quick trips to extended stays, so you can focus on what's most important - relaxing and enjoying your vacation.

Peace of mind for you and your beloved pet.

It’s important to be prepared in case your pet has an accident. But did you know that 70% of visits to the veterinarian are illness-related?

If your pet has an accident or becomes ill, you’ll want to give them the best care available, without worrying about the expense. The cost of an illness – even just the diagnosis – can be high. Our coverage assures you that you will be as prepared as you can be.

We provide coverage for every breed, and even health conditions associated with that breed, if they aren't pre-existing when your coverage starts.

Peace of mind on the water.

When it’s time to launch your boat, you want our boating insurance specialists on your crew. Whether you own a Jet boat, runabout, sailboat, wooden classic or high-performance vessel, we offer the protection you need.

Our Pleasurecraft Program features agreed value and all-risks hull and machinery coverage, rescue, protection for accidental discharge of fuel or chemicals, the right liability coverage and more.

Discounts are also available for operators who have completed accredited boating safety courses. When it’s time to enjoy the water, we want you to do so with confidence.

Store personal belongings with confidence.

When you store things that are important, you want to know they’re protected.

Our Contents in Storage Program offers ‘All Risks’ property coverage for personal household property kept in professional storage facilities in either individual units or containers. With flexible time periods of one to 12 months and a small deductible of $250, it’s designed to fit your lifestyle. Premises and Tenants Legal Liability is also available. In the event of a mishap, our insurance experts will work with you to navigate replacement costs.

Whether you’re moving or need a long-term storage solution, we offer peace of mind.

Protect the gear you adventure with.

Lots of amateur athletes and sports enthusiasts own expensive gear. Could you afford to replace it if it was lost or stolen? Such high-value sports equipment may extend beyond the limits of your home, condo, or tenant insurance policy.

But you can protect it – be it your bike, golf clubs, snowboard, skis, or paddle board. There's even additional coverage for specialty clothing and accessories such as helmets, pads, life jackets and wetsuits. All it takes is a few minutes online. Tell us about you, your equipment and what it's worth.

Get the coverage you need to ensure you’ll always be at the top of your game.

Safeguard your valuable identity.

Identity theft is one of the fastest growing crimes in Canada that takes a heavy personal and financial toll on its victims. Information can be stolen from your social insurance number, driver’s licence, online password, bank, or credit card. That can result in fraudulent purchases, accessing of bank funds, obtaining of government identification or even applications for credit in your name.

Victims must then spend their own money and time to clear their credit history and re-establish accurate financial records. Why leave yourself open?

For only $30 a year, an Identity Theft Policy provides $20,000 in coverage to help restore your identity and peace of mind.